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Lien Waivers - More than Paper

kalford January 19, 2017

Lien Waivers - More than Paper

Lien Waivers are common in construction credit & one of the most misunderstood and misused documents. Each waiver has its role, though conditional lien waivers are the preferred waiver, because the "conditions" of the waiver provide you with leverage in the event payment isn't received or doesn't clear the bank. In this infographic, we review the four primary types of waivers, identify which states have specific waivers, and identify which states require the waiver to be notarized.

 

Lien Index Q3 2026

Lien Index Q3 2026 news: mechanic’s lien activity fell to 47, but bankruptcies, costs, and rates point the other way. See what it means for credit risk.

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Colorado's New Lien Law: What it Means for Construction

Colorado's excessive mechanic's lien penalty just changed under SB26-074, with a good-faith safe harbor and new rules on disputed and delay costs.

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How UCC Name Errors Become Bankruptcy Risk

Real world example: How a Texas bankruptcy court voided a $500,000 security interest in 2026 because of a single word error in the debtor's name. Here's what creditors need to know.

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