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NCS Credit Lien Index 2022 Q4

kalford January 16, 2023

NCS Credit Lien Index 2022 Q4

The Lien Index increased 3 points in Q4 2022 to 47, a 7% increase over Q3 2022 and 34% increase year over year. The driving force behind the rise in mechanic's lien activity came from the South, where activity increased by 15%. The  West also contributed to the overall increase in lien activity; though, its lien activity increased at a more moderate rate of 3%. The Midwest saw a 5% decrease in activity and the Northeast had a dramatic dip of 9%. Throughout the last year, economists warned of the toll of high interest rates and possibility of recession, and we are now beginning to see significant signs of slowdown ahead. Download the full report for details.

 

Colorado's New Lien Law: What it Means for Construction

Colorado's excessive mechanic's lien penalty just changed under SB26-074, with a good-faith safe harbor and new rules on disputed and delay costs.

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How UCC Name Errors Become Bankruptcy Risk

Real world example: How a Texas bankruptcy court voided a $500,000 security interest in 2026 because of a single word error in the debtor's name. Here's what creditors need to know.

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Do Mechanic’s Liens Expire? What Happens After

Understand the importance of enforcing your mechanic's lien claim. Learn about deadlines, suit processes, and how to protect your rights effectively.

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