Alec consults Credit Associations and Industry Trade Groups nationwide, providing expert guidance on construction credit and Article 9 of the Uniform Commercial Code (UCC), with a focus on secured transactions and the use of technology to improve operational efficiency and financial reporting.
AI is adding new credit risk through fraud, phishing and risky project financing. See how credit teams stay secured with due diligence, liens & UCCs.
Lien Index Q3 2026 news: mechanic’s lien activity fell to 47, but bankruptcies, costs, and rates point the other way. See what it means for credit risk.
Colorado's excessive mechanic's lien penalty just changed under SB26-074, with a good-faith safe harbor and new rules on disputed and delay costs.