Alec consults Credit Associations and Industry Trade Groups nationwide, providing expert guidance on construction credit and Article 9 of the Uniform Commercial Code (UCC), with a focus on secured transactions and the use of technology to improve operational efficiency and financial reporting.
Lien Index Q3 2026 news: mechanic’s lien activity fell to 47, but bankruptcies, costs, and rates point the other way. See what it means for credit risk.
Colorado's excessive mechanic's lien penalty just changed under SB26-074, with a good-faith safe harbor and new rules on disputed and delay costs.
Real world example: How a Texas bankruptcy court voided a $500,000 security interest in 2026 because of a single word error in the debtor's name. Here's what creditors need to know.