Focus on What You Do Best and Leave the Rest to Us

The construction credit industry is uniquely risky. You don’t have time to worry about each state's requirements. Our experience and expertise minimize your risk and make the mechanic’s lien process hassle free. Partner with NCS and leverage the power of our experience. Over the years, we have protected billions for our construction clients.

Get Started
construction worker at computer

Construction Credit is Risky

Long payment cycles, lean profit margins, gaps in information, and challenging accounts receivable make construction credit tricky. Leverage the security of mechanic’s liens and bond claims to ensure you’re in the best possible position to get paid faster.

Here is more…

Problem #1

Tracking liens is labor intensive

We specialize in credit solutions for businesses supplying products and services to the construction industry. We take care of preparing, serving and filing preliminary notices, liens and bond claims either through an established and thoroughly vetted attorney network or through an in-house program under flat fees. We also provide secure online services and reporting that can be accessed anytime, from anywhere—saving both time and money.

Problem #2

Managing notices, liens and UCCs can be overwhelming

Lending at all levels within the supply chain requires the use of best practices to be successful. Notices and mechanic’s liens can be powerful tools to ensure you are positioned to get paid fast. But when deadlines are missed or statutory requirements are not followed correctly in each state or county, the result can be lost revenue. Our experts know the ins and outs of the process, to ensure it is done correctly so you can minimize your risk.

Blog

Failure to Use the Proper Forms Can Prevent Perfecting Your Security Interest

When preparing documentation to perfect a UCC filing, the requirements may not be too complex, but you must strictly follow the requirements.
Read More

We’ve Helped Others Just Like You

If you extend credit, regardless of industry, our services will reduce your credit risk. But you don’t have to take our word for it. Learn how some of our clients have implemented UCC filings or a mechanic’s lien process to reduce their risk and improve their cash flow.

NCS at a Glance

97%
Reduced Risk
97% of clients have reduced their risk when extending trade credit and 53% have increased their sales as a secured creditor.
10
Years Experience
Our account representatives have an average of 10 years experience in providing clients with customized solutions.
73%
Client Loyalty
73% of clients who did business with NCS Credit in 2005 continue to do business with NCS Credit today and 87% of clients view us as their strategic partner.

How we’ve helped others

Read Case Studies
  • notice mechanic's lien testimonial graphic
    Eric Emerick, VP of Operations
    Aircon Engineering Inc.

    We’ve used NCS to protect a significant portion of our receivables over the past year…and with great success! By implementing a lien program, we have reduced our DSO by 20% in the last 12 months.

  • notice mechanic's lien testimonial graphic
    Michael Day, Controller
    CaptiveAire

    After implementing the lien/notice to owner program, we have seen our DSO numbers steadily decline each month, to an average of around 22 days. That is over a 30% improvement in our DSO since we first partnered with NCS.

  • notice mechanic's lien testimonial graphic
    John Keefe, Executive Operations Officer
    CSI of Virginia, Inc.

    I love the system. Before NCS I was doing the law research (long and tedious), generating the documents, certified mailing the signed docs to the necessary parties, and trying to monitor the milestones. It was a very difficult but necessary task. The NCS service website and the lien digest have revolutionized how CSI protects its lien rights. I literally log on to the website, go to the lien digest to educate myself, pull up a service request, and input the necessary data. Done! NCS reminds me of the next milestones. Brilliant. Thank you!

  • notice mechanic's lien testimonial graphic
    Jonas Smith, Credit Manager
    Echo Group, Inc.

    Echo Group was able to recover $37,000 on a public school project by leveraging the bond claim service provided by NCS. This bond claim gave us additional leverage in negotiating a settlement with the General Contractor that we would not have had otherwise. Regarding the second project, NCS made a bond claim on our behalf and we were recently informed that the surety will be paying Echo Group in full, approximately $61,000.

  • notice mechanic's lien testimonial graphic
    Nicole Hawkins, Credit Manager
    Foundation Building Materials

    I’m no longer missing lien deadlines and the ones I submit are reviewed and corrected before being mailed out! It’s so great! Thanks!

  • notice mechanic's lien testimonial graphic
    Melissa Kobus, Assistant Director of Credit
    Walters Wholesale Electric Co.

    The improved turnaround time on lien waivers saves us 100 hours a month compared to our previous process. We quickly generate, review, and email our lien waivers. I can provide my customer with their waiver in 10 minutes or less. We have seen an increase in customer satisfaction because of this performance improvement!

People and modern technology connection

Our broad network helps us help you

Each industry is unique, with its own set of risks and challenges. Our expertise is vast, our resources are bountiful, and our experience has provided us the opportunity to develop and refine tailored and successful solutions, for credit professionals just like you. Whether you need to improve your cash flow and work capital, reduce bad debt write-offs, or simply need to free up your credit department’s time, our team is prepared to ensure you are in the best possible position to get paid.

What sets us apart?

We’re here to back you up, and get you paid.

Card #1

Empowering heroes

Utilize NCS as a resource and a partner and become the person at your company who can get things done.
Card #2

Multiple solutions

Whatever your challenge, we have the tools and expertise to meet it–and get you paid.
Card #3

Decades of experience

We’ve been a trusted partner to our clients for more than half a century.
Card #4

“One size fits one” approach

No two of your accounts are the same. We respect and understand that. Our entire approach is built around finding solutions that best suit your needs.
Card #5

Online Service Option

Access your secure online portal 24/7 and save time and paperwork.
Card #6

Flat Fees

Take the guesswork out of it. Know your costs up front.