You Received a Preliminary Notice

Why Did I Receive a Notice from NCS Credit?

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If you received a document from NCS Credit and aren't sure what it means, you're in the right place. Here's what you need to know.

This is not a lien.

NCS Credit is a legitimate business services company. The notice you received was sent on behalf of one of your customers or a party involved in a construction project you're connected to. It is a standard legal document called a preliminary notice, and receiving one does not mean anything is wrong.

What Is a Preliminary Notice?

A preliminary notice is a required first step in the mechanic's lien process. Most states require it to be sent before a mechanic's lien can ever be filed. Think of it as an introduction; it simply lets you know who is supplying labor or materials to a project so that everyone involved is aware of their rights.

Receiving this notice does not mean:

• A lien has been filed against you or your property
• Your customer has a payment problem
• Your credit or reputation is being questioned in any way

It is a routine document. Millions are sent every year across the U.S. and Canada.

Why Did My Customer Send This?

Your customer, or another party on a construction project, works with NCS Credit to protect their right to get paid for the work and materials they provide. Sending a preliminary notice is one of the ways they do that. It's not a sign of distrust, it's standard practice in the construction industry.

What Should I Do with It?

Read through the notice carefully and keep a copy for your records. In some cases, the notice may include a request for additional information, such as a copy of the project's Notice of Commencement or Payment Bond. If so, providing that information promptly helps keep the project moving smoothly for everyone involved.

What if Something Looks Wrong?

If any of the information in the notice appears to be incorrect, or if you have questions about what it means for your specific situation, we're happy to help. When you reach out, please include the reference number from your notice — it begins with a "D," "L," or "N."

NCS Credit does not provide legal advice. If you have legal questions related to this notice, we recommend consulting with an attorney.