Extend Credit with Confidence

Secure Your Interests with UCC Filings

UCC filings are more than paperwork; they’re your first line of defense against nonpayment. Our end-to-end UCC filing services help you reduce DSO, improve cash flow, and protect your right to repossess equipment or inventory. With security in place, you can confidently extend credit, even to marginal accounts, and unlock new sales opportunities.

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Why UCC Filings Are Essential for Credit Protection

When you extend credit, you take on risk. If a customer defaults or declares bankruptcy, unsecured creditors often recover little to nothing. A properly filed UCC Financing Statement protects your interest in goods, equipment, or receivables so you get paid first when it matters most.

Whether you sell on credit, lease equipment, or provide inventory for resale, UCC filings are your first line of defense against loss.

Protect Your Right to Get Paid

A UCC-1 filing puts you first in line to get paid by creating a legal claim on your customer’s assets.

Increase Sales, Maximize Profits

With a UCC filing, unlock new sales opportunities while protecting your right to payment.

Reduce Risk. Gain Peace of Mind.

Protect your receivables, reduce bad debt, and move forward with more confidence.

Complete UCC Filing Management from Industry Experts

At NCS, we’ve spent decades perfecting the UCC filing process for businesses of every size and industry. Our experienced UCC Specialists manage each detail, from initial filing to ongoing monitoring, so your secured interests stay protected at every stage of your customer relationship.

Our UCC filing services include:

Preparing and submitting all required UCC filings
Monitoring existing filings and expiration dates
Managing continuations, amendments, and terminations
Providing secure online access to filing data and status reports
Maintaining compliance with each state’s filing requirements

Our UCC programs are designed to help you extend credit with confidence, reduce days sales outstanding (DSO), minimize bad-debt write-offs, and strengthen your position in bankruptcy or default.

Evaluate

We review your business model and credit practices to determine the best UCC strategy.

File

Our specialists prepare and submit all necessary filings.

Monitor

We track each filing for accuracy, lapses, and expirations.

Maintain

We manage continuations and amendments, so your coverage stays active.

Report

You gain ongoing access to reports and real-time data through our secure online portal.

We Have Options to Best Meet Your Needs

Whether you need a full service provider to manage the entire UCC filing process or simple want to outsource the burdensome task of processing and recording UCCs, we’ve got flexible solutions to best meet your needs.

Essential UCC Filing Services: ideal for those who self-manage all data verification related to UCC filings and file PMSI in Equipment
Premium UCC Filing Services: ideal for those who want a service provider to manage the entire UCC filing process

Distributors

Equipment Rental

Material Suppliers

Financial Institutions

Leasing Companies

Factoring Companies

The Risk of Skipping UCC Filings

Without a UCC filing, you may lose priority to other secured creditors. If your customer defaults, your right to reclaim goods or recover value could disappear. One overlooked filing can turn a profitable sale into a costly write-off.

If you’re facing a non-payment situation, our Collections Services team can help you recover outstanding balances.

Trusted UCC Filing Partner for Secured Creditors Nationwide

Decades of experience managing UCC portfolios nationwide
Dedicated UCC specialists and in-house legal support
Flat-fee programs with no surprise costs
Secure online portal with 24/7 access to filing data
Trusted by thousands of businesses to protect billions in receivables

Explore UCC Filing Types to Protect Your Business

Not all secured transactions are created equal. Whether you're extending credit, financing equipment, or supplying inventory, the right UCC filing can protect your interests and reduce credit risk. Explore the six most common filing types.

Blanket

Grants a security interest in all of a debtor’s assets. Ideal for service providers or creditors offering general financing. Priority is based on “first in time, first in right.”

Purchase Money Security Interest (PMSI)

Provides the same benefits as a Blanket filing, plus you have priority of repossession of your inventory or equipment.

Consignment

Frequently used in retail, ensures you maintain ownership of your goods until your customer sells the goods.

Bailment

Protects goods temporarily transferred to another party for safekeeping or processing. Ideal for businesses that loan equipment or materials but retain ownership.

Warehousing

Secures inventory stored in third-party warehouses. Ensures your interest is protected if the warehouse operator or customer defaults.

Installment/Promissory Note

Used when a debtor agrees to repay over time. Filing a UCC secures your interest in the goods or services financed through the note.

Talk to an Expert About UCC Filing Services

UCC filings are more than paperwork. They’re a powerful tool to secure your receivables, safeguard your assets, and strengthen your credit position.

Talk to an Expert today to see how an NCS UCC program can help your business reduce risk and improve cash flow.

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Ready to Start a UCC Filing Process

Feeling a little overwhelmed by the UCC filing process? It’s ok – our team is your team! When you partner with us you will have a dedicated Account Representative, a dedicated UCC Specialist, and access to a live support team to answer your questions.

Powered by our knowledgeable staff and fueled by technology, we’re prepared to assist with and manage all aspects of the UCC filing process for you. We believe everyone deserves to get paid for the work they do!

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Filing UCCs is one of the most common trade credit practices and unfortunately there are scammers trying to take advantage. Read How to Spot an Avoid a Common UCC Filing Scam to learn more.