Less Write Offs, More Confidence

Save Time, Save Money, Recover Debt Faster

We’ve got your collections covered, so you can worry less. Whether your past-due receivable is unsecured, or secured by a mechanic’s lien, bond claim or UCC filing, we have flexible solutions to recover funds faster.

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Why You Should Outsource the Collection of Past-Due Receivables

Chasing past-due invoices takes your team away from managing critical financial priorities and maintaining strong customer relationships. That is where NCS Credit comes in.

With more than 50 years of experience, we know how to recover debt efficiently and professionally. Our advanced technology tracks placements in real time, while our expert collectors and attorneys work to bring money back into your organization.

The longer an account remains unpaid, the harder it becomes to collect. Studies show that after 90 days past due, the likelihood of debt recovery drops by nearly 50%. Outsourcing commercial collections to NCS lets you take immediate action to recover funds and protect your cash flow.

You Don't Have to Wait

Immediate litigation and commitment to rapid debt recovery. Gain confidence with our 80% debt recovery rate.

Get Paid Faster

Stop worrying about chasing payment. We’re here to help you get paid faster.

Options to Meet Your Needs

Services tailored to your situation through secured and unsecured collections.

Expert Security Just for You

With complex laws and so much at stake, you’ll want to be sure it’s done right.

We Know Secured Placements Get You Paid Faster

Not all debt is the same. The more leverage you have, the stronger your chance of recovery. Our team reviews every commercial collection placement for possible security that can accelerate payment.

Can a UCC still be filed to secure the debt?
If it is a construction project, does a mechanic’s lien or bond claim apply?
Are there additional rights you may not know you have?

Our collectors do more than pursue payment. They identify every legal and secured avenue to strengthen your position. Combining strategy, expertise, and technology helps you recover debt faster and more efficiently.

In-House Collections

Experienced collectors and paralegals who negotiate directly with debtors
Contingency-based pricing so we only succeed when you do
Technology-driven placement tracking and account updates

Attorney Network Services

Escalation to our nationwide network of attorneys
Attorney-driven demand and litigation when needed
Full transparency with updates through our secure client portal

Bankruptcy Proof of Claim

Ensure your claims are properly filed to protect your rights in bankruptcy proceedings.

Demand Letters

Professional attorney-signed letters that motivate payment quickly and cost-effectively.

Demand Letter Call Service

Combine written notices with proactive collector outreach to encourage resolution.

Skip Tracing & Asset Searches

Identify debtor locations and assets to improve collection success.

More than Collections

We manage the full lifecycle of your receivable. UCC filings, notices and mechanic’s liens and commercial collections, streamlined with one trusted provider.

Real People, Reliable Support

You’ll have a dedicated account contact who knows your business, follows through, and is always just a call away.

Credit Solutions that Fit You

Your credit goals aren’t generic, and your solution shouldn’t be either. We build strategies around what matters most to you.

Tools that Make a Difference

From an easy-to-use online dashboard to proactive alerts and Credit Hero insights, we equip you with tools that save time and drive smarter decisions.

Decades of Focused Expertise

With 50+ years in the commercial credit and collections space, we bring proven know-how and relentless commitment to every account.

Credit Solutions that Fit You

Your credit goals aren’t generic, and your solution shouldn’t be either. We build strategies around what matters most to you.

Ready to Recover What You Are Owed?

Unpaid invoices do not have to become lost revenue. With NCS Credit, you have the technology to track every placement, the experts to negotiate recovery, and the attorney network to enforce payment when necessary.

Stop writing off receivables. Start collecting them with a partner who delivers results.

TALK TO AN EXPERT