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NCS Credit Blog

Stay up to date with the latest articles on Collections, Notice & Mechanic's Liens, UCC Filings, and Industry Trends for your business.

Mechanic's Liens & Bond Claims

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Know Your Customer. Protect Your Cash Flow in Any Economy

Why February Is the Right Time to Strengthen Credit Relationships In today’s economic climate, knowing your customer is not optional. Rising...

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Why Waiting Until the 15th Risks Texas Lien and Bond Rights

Texas construction deadlines are strict. When notice timing slips by even one day, mechanic’s lien and bond claim rights can be lost. For many credit...

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Lien Waivers in Construction: The 4 Primary Types

Lien Waivers in Construction Lien Waivers are common in construction credit. Project owners will often require lien waivers from contractors,...

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Serve Preliminary Notices via Certified Mail

Serving a preliminary notice correctly is one of the most important steps in the preliminary notice process and in protecting your mechanic’s lien...

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Lien Waver in Construction

What Is a Lien Waiver in Construction

Lien waivers are one of the most common documents in construction. They protect project owners and contractors from duplicate payments, while giving...

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Preliminary Notices: What Are They?

Preliminary Notice Basics A preliminary notice is often the first step in preserving your right to secure payment through a mechanic’s lien (for...

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Lien Index gauge with construction background Q3 2025

Lien Index Q3 2025

Lien Index Falls 10 Points (16%) to 51 from Revised Q2 Score of 61, Signaling Shifts in Market Activity NCS Credit's Lien Index is derived from...

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Texas Preliminary Notices Are for Non-Payment

Understanding Texas Notice Cycles for Lien and Bond Rights That’s an odd title, right? “Texas Preliminary Notices Are for Non-Payment.” It may sound...

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Business Bankruptcies Are Rising; Time to Protect Your A/R

The Bankruptcy Wave Isn’t Coming… It’s Already Here. According to Epiq AACER and the American Bankruptcy Institute, commercial Chapter 11 filings in...

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Payment Protection Rights for Los Angeles Wildfires

California Mechanic’s Lien and Bond Claim Rights: Rebuilding After the Wildfires To say the Los Angeles wildfires were devastating is an...

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