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Less Write Offs, More Confidence

Save Time, Save Money, Recover Debt Faster

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We’ve got your collections covered, so you can worry less. Whether your past-due receivable is unsecured, or secured by a mechanic’s lien, bond claim or UCC filing, we have flexible solutions to recover funds faster.

Review Collections for Potential Security

Review Collections for Potential Security

Did you file a mechanic’s lien, bond claim or UCC? Leverage your security to increase the likelihood of payment.

Not sure if security is available? Our specialized Notice & Mechanic’s Lien and UCC Teams work together with the Collection Team to review collections for potential security.

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You Don't Have to Wait

Immediate litigation and commitment to rapid debt recovery. Gain confidence with our 80% debt recovery rate.

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Get Paid Faster

Stop worrying about chasing payment. We’re here to help you get paid faster.

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Options to Meet Your Needs

Services tailored to your situation through secured and unsecured collections.

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Expert Security Just for You

With complex laws and so much at stake, you’ll want to be sure it’s done right.

Why Leading Businesses Trust NCS Credit

We combine powerful tools, unmatched expertise, and personal support to help protect your receivables and improve your bottom line every step of the way.

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More than Collections

We manage the full lifecycle of your receivable. UCC filings, notices and mechanic’s liens and commercial collections, streamlined with one trusted provider. 

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Real People, Reliable Support

You’ll have a dedicated account contact who knows your business, follows through, and is always just a call away.

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Credit Solutions that Fit You

Your credit goals aren’t generic, and your solution shouldn’t be either. We build strategies around what matters most to you.

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Tools that Make a Difference

From an easy-to-use online dashboard to proactive alerts and Credit Hero insights, we equip you with tools that save time and drive smarter decisions.

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Decades of Focused Expertise

With 50+ years in the commercial credit and collections space, we bring proven know-how and relentless commitment to every account.

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Credit Solutions that Fit You

Your credit goals aren’t generic, and your solution shouldn’t be either. We build strategies around what matters most to you.

How We've Helped Others

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"I have worked with Bernie Cowan and his staff at NCS for twenty years. They have handled claims from a few thousand dollars to over $1 million for my company. Their track record is excellent…Whether it’s a lien to be filed in Nevada, a question on a public job in NYC, or a payment bond I do not understand, all are explained and/or claim in process the day I make the call. The network of attorneys in contract with NCS includes some of the best firms I have ever dealt with in my forty years in the construction industry."
Dennis LeRosa, Corporate Credit Manager
Cleaver-Brooks Inc.
"Recently, we were able to enforce our inventory lien in a high profile bankruptcy case. NCS had made all of the proper notifications when filing the lien and this placed our position as high as the lender and the floorplan company. The net result was payment in full for a low 6 figure balance. Using NCS provides the peace of mind of knowing that the proper procedures are being followed to validate our secured positions."
Matthew Attanasio, Credit Manager
Onkyo

Education Center

Explore Expert Insights, Tools & Resources to Strengthen Your Credit Risk Strategy.

Reach Out Today to Get Started

Our experts are at the ready to answer all your questions about Collections, UCC Filings, Notices & Mechanic's Liens, and more!