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4 Tips for Secured Parties

kalford July 7, 2016

4 Tips for Secured Parties
As all secured creditors know, maintaining perfection of their security interests under UCC Article 9 is essential to ensuring priority over other claimants. Unfortunately, there is a common event that can quickly eliminate the perfection of a security interest: a debtor name change. Article 9-507(c) of the UCC provides the secured party with a four- month window to amend a UCC filing if the debtor’s name changes. We recognize that keeping track of debtor name changes can be challenging, but it is worth the effort: loss of a perfected status is a prospect that no secured party wants to face. This infographic provides 4 tips for secured parties when faced with possible debtor name changes.

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