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Full v Unpaid Balance Lien States

Kristin Alford May 13, 2015

Mechanic's Liens & Bond Claims Preliminary Notices & Construction Credit
Full v Unpaid Balance Lien States

When securing your mechanic’s lien rights, it’s not enough to file your mechanic’s lien by the statutory deadline. It is also important to know whether you are filing a mechanic’s lien in a state where the mechanic’s lien is generally limited to the unpaid portion of the contract, also known as an Unpaid Balance Lien State. Check out this infographic to see which states are full balance and which are unpaid balance.

 

Lien Index Q3 2026

Lien Index Q3 2026 news: mechanic’s lien activity fell to 47, but bankruptcies, costs, and rates point the other way. See what it means for credit risk.

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Colorado's New Lien Law: What it Means for Construction

Colorado's excessive mechanic's lien penalty just changed under SB26-074, with a good-faith safe harbor and new rules on disputed and delay costs.

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How UCC Name Errors Become Bankruptcy Risk

Real world example: How a Texas bankruptcy court voided a $500,000 security interest in 2026 because of a single word error in the debtor's name. Here's what creditors need to know.

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