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NCS Credit Blog

Stay up to date with the latest articles on Collections, Notice & Mechanic's Liens, UCC Filings, and Industry Trends for your business.

New York Lien Discharged by Bond

In New York, a Mechanic’s Lien Discharged by a Payment Bond is Still a Lien In New York, on private commercial projects, a mechanic’s lien must either be extended or enforced within one year from the date the lien was filed. But, what happens if a...

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Free Forms Online – Proceed with Caution

Be Careful When Using Free Forms to Secure Lien & Bond Claim Rights There are creditors who prefer to send preliminary notices & file mechanic’s...

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Prompt Payment: Which Applies, State or Federal Statute?

Prompt Payment: Which Applies, State or Federal Statute? In Arizona, prompt payment statute generally dictates that a project owner should remit...

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Residential Projects & Mechanic’s Lien Rights

Secure Mechanic’s Lien Rights on Residential Projects If you are furnishing to a residential project, review preliminary notice & mechanic’s lien...

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Properly Perfected UCC and Repossession

Can a Properly Perfected UCC Really Give Me the Right to Repossess? Yes, a properly perfected security interest and proof of debtor default may...

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UCC Filings and Defaults & Remedies

UCC Filings Part 5 | Defaults & Remedies Our final section in this series covers Default & Remedies under Article 9.

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Substantial Compliance with Florida Lien Law

Substantial Compliance with Florida Lien Law & Unfortunate Irony I know the saying is “Don’t mess with Texas.” But, would-be mechanic’s lien...

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The Critical Role of Furnishing Dates in Lien Rights

The Critical Role of Furnishing Dates and Your Lien Rights A key to properly calculating mechanic’s lien and bond claim deadlines is knowing your...

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Who Owns the Improved Upon Property?

Who Owns the Improved Upon Property? In Owner Roulette: Avoid Construction Lien Headaches, authors Roy E. Wagner & Christopher T. Koehnke (“authors”)...

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UCCs & Perfection of a Security Interest

UCC Filings Part 3 | Perfection of a Security Interest Part 3 of our secured transaction series provides an overview of Perfection under Article 9.

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