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NCS Credit Blog

Stay up to date with the latest articles on Collections, Notice & Mechanic's Liens, UCC Filings, and Industry Trends for your business.

Purchase Money Security Interest and Super-Priority

The Value of UCCs: Beyond Basic Protection Let’s say you supply $250,000 worth of goods to your customer. If your customer defaults or files for bankruptcy, and you didn’t file a UCC, you’re an unsecured creditor. Being an unsecured creditor means...

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StorONE’s NVMe Technology to Power Leading Credit Company’s Storage Needs

New York, NY – May 13, 2025 – StorONE, the developer of the most efficient storage platform, delivering unmatched data protection and flexibility...

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Business Bankruptcies Are Rising; Time to Protect Your A/R

The Bankruptcy Wave Isn’t Coming… It’s Already Here. According to Epiq AACER and the American Bankruptcy Institute, commercial Chapter 11 filings in...

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Lien Index Q1 2025

NCS Credit’s Lien Index Ends Q1 2025 at 55, Down 8% from Q4 Lien Index down 5 points to 55 from revised Q4 score of 60*. Mechanic’s Lien activity has...

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large excavator and construction equipment on job site with ncs logo in background

Mechanic's Lien: What, How, and Why?

What Is a Mechanic’s Lien? A mechanic’s lien (aka construction lien) is a lien against real property. A mechanic’s lien is often filed by a general...

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UCC Filing Myths

The 6 Myths of UCC Filings: Big Foot, a Unicorn, and a UCC Financing Statement No, wait – not the right joke. Let’s try again. Big Foot, Unicorns &...

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Construction Litigation Attorney

When to Use an Attorney Who Specializes in Construction Litigation Selecting the right attorney has a substantial impact on your ability to secure...

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Payment Protection Rights for Los Angeles Wildfires

California Mechanic’s Lien and Bond Claim Rights: Rebuilding After the Wildfires To say the Los Angeles wildfires were devastating is an...

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Reduce the Need for Collections with UCC Filings

Filing UCCs Will Reduce the Need to Place Accounts for Collections Did you know UCC filings reduce collection needs? It’s true. How? Well, Article 9...

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Lien Index Q4 2024

NCS Credit’s Lien Index Ends Q4 2024 at 57, Down 7% from Q3 Slow payments continue to plague the industry, as the Lien Index ended 2024 at 57....

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