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NCS Credit Blog

Stay up to date with the latest articles on Collections, Notice & Mechanic's Liens, UCC Filings, and Industry Trends for your business.

lien index gauge q3 2026

Lien Index Q3 2026

How to Read the Lien Index The NCS Credit Lien Index measures trends in mechanic's lien activity across the U.S. construction industry. A higher Index score reflects increased lien filing activity, a signal of payment stress, disputes, and financial...

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lien index q2 2026 gauge

Lien Index Q2 2026

How to Read the Lien Index The NCS Credit Lien Index measures trends in mechanic's lien activity across the U.S. construction industry. A higher...

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business people in a line, first person is happy, last person is sad

UCC Priority and Why Your UCC Filing Date is Everything

Imagine extending a $500,000 loan, getting a signed security agreement, filing your UCC-1, and even recording a deed of trust on real property. You...

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image of retail store with woman shopping

Consignment Agreements vs. Retail Bankruptcy: UCC Advantages

Are Your Consigned Goods Protected in a Retail Bankruptcy? Picture this: a retail partner you have supplied to for years files for Chapter 11. You...

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Lien Index Q1 2026 Gauge

Lien Index Q1 2026

Lien Index Dips 7% to 51 from Revised Q4 Score of 55, Holding Above Neutral How to Read the Lien Index The NCS Credit Lien Index measures trends in...

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