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NCS Credit Blog

Stay up to date with the latest articles on Collections, Notice & Mechanic's Liens, UCC Filings, and Industry Trends for your business.

What Is a UCC Filing?

What Is Article 9 of the Uniform Commercial Code (UCC)? The Uniform Commercial Code is a set of standardized laws that govern commercial transactions across the U.S. Article 9 of the Uniform Commercial Code (UCC) governs secured transactions in...

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gauge depicting Q3 2025 lien activity score of 51

Lien Index Q3 2025

Lien Index Falls 10 Points (16%) to 51 from Revised Q2 Score of 61, Signaling Shifts in Market Activity NCS Credit's Lien Index is derived from...

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Texas Preliminary Notices Are for Non-Payment

Understanding Texas Notice Cycles for Lien and Bond Rights That’s an odd title, right? “Texas Preliminary Notices Are for Non-Payment.” It may sound...

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Lien Index Q2 2025

Lien Index down 2 points to 58 from revised Q1 score of 60. The Lien Index ended Q2 2025 at 58; an approximate 3% decline in activity from Q1 2025.

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The Difference Between Consignment and Bailment

Are Consignment and Bailment the Same? Is Consignment a Form of Bailment? Consignment and bailment may seem similar, but they’re not the same. Both...

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Suppli Partners with NCS Credit

Suppli Partners with NCS Credit to Integrate NCS Credit’s LienFinder™ into Suppli’s Product Suite Austin, Texas — June 18, 2025 — Suppli, the leading...

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Purchase Money Security Interest and Super-Priority

The Value of UCCs: Beyond Basic Protection Let’s say you supply $250,000 worth of goods to your customer. If your customer defaults or files for...

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StorONE’s NVMe Technology to Power Leading Credit Company’s Storage Needs

New York, NY – May 13, 2025 – StorONE, the developer of the most efficient storage platform, delivering unmatched data protection and flexibility...

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Business Bankruptcies Are Rising; Time to Protect Your A/R

The Bankruptcy Wave Isn’t Coming… It’s Already Here. According to Epiq AACER and the American Bankruptcy Institute, commercial Chapter 11 filings in...

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Lien Index Q1 2025

NCS Credit’s Lien Index Ends Q1 2025 at 55, Down 8% from Q4 Lien Index down 5 points to 55 from revised Q4 score of 60*. Mechanic’s Lien activity has...

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