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NCS Credit Blog

Stay up to date with the latest articles on Collections, Notice & Mechanic's Liens, UCC Filings, and Industry Trends for your business.

3 min read

The Competitive Advantage of UCC Filings

Did You Know UCCs Give You a Competitive Edge when Extending Credit? UCC Filings Promote Commerce In 1952, the Uniform Commercial Code (UCC) was created in an effort to promote commerce between states. Prior to the creation of the UCC, selling...

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4 min read

North Carolina Mechanic’s Lien Rights: What is a Lien Agent?

What is a Lien Agent? What Does a Lien Agent Do? Is a Lien Agent Necessary? Author: R. Lee Robertson, Jr., Managing Partner, Robertson & Associates

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3 min read

Safe Harbor Won’t Save Your Florida UCC

Florida is serious about UCC filings. A recent Court of Appeals decision left a creditor with an unperfected security interest, when its UCC...

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2 min read

Perfecting Security Interests: Avoiding Improper Forms

A Seemingly Minor Error Cost One Creditor $4,153,137.79 When preparing documentation to perfect a UCC filing, the requirements may not be too...

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4 min read

Special Types of Liens: Oil and Gas Liens

Are There Special Types of Liens? The Short Answer: YES! The question: “Are there special types of mechanic’s liens?” The Answer: YES! Some include...

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3 min read

UCC Filings: Does DBA Matter?

Does “d/b/a” Really Make a Difference in UCC Filings? One of the most common — and most preventable — mistakes creditors make when creating a...

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2 min read

Importance of Writing Effective UCC Collateral Descriptions

Avoid Being Too Specific or Too Vague in UCC Descriptions of Collateral The Case: IN RE PROVIDERX OF GRAPEVINE, LLC – BANKR. COURT, ND TEXAS, 2013.

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2 min read

The Importance of Project Type for Lien Rights

Whether You Protect Mechanic’s Lien or Bond Claim Rights Depends on the Project Type: Private, Public, or Federal If you are supplying materials or...

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2 min read

Protect Your Purchase Money Security Interest in Goods

What is a Purchase Money Security Interest (PMSI)? Section 9-103 of the UCC defines a PMSI as a security interest in goods that are collateral for an...

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4 min read

What’s Included in a California Mechanic’s Lien?

What Information Should be Included in Your California Mechanic’s Lien? We serve preliminary notices, file mechanic’s liens, and serve bond claims...

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