Skip to the main content.

NCS Credit Blog

Stay up to date with the latest articles on Collections, Notice & Mechanic's Liens, UCC Filings, and Industry Trends for your business.

calendar with the 15th circled and yellow alert sign

Why Waiting Until the 15th Risks Texas Lien and Bond Rights

Texas construction deadlines are strict. When notice timing slips by even one day, mechanic’s lien and bond claim rights can be lost. For many credit teams, the 15th of the month has long been treated as the final, safe mailing date.

Read More
USPS mailboxes with text overlay of USPS Postmark Changes and Critical Deadlines

USPS Postmark Changes and Preliminary Notice Deadlines

Your mechanic’s lien and bond claim rights depend on compliance with statute, and compliance depends on accuracy and timing. Preliminary notices and...

Read More
gauge for Lien Index depicting the number 48

Lien Index Q4 2025

Lien Index Falls 7 Points (13%) to 48 from Revised Q3 Score of 55, Dropping Below Neutral for First Time Since Q1 2023 How to Read the Lien Index The...

Read More
animated hand signing a lien waiver

Lien Waivers in Construction: The 4 Primary Types

Lien Waivers in Construction Lien Waivers are common in construction credit. Project owners will often require lien waivers from contractors,...

Read More
woman at computer managing spreadsheets

What Is a UCC Termination and How to Avoid Costly Errors

Businesses rely on UCC filings to protect their security interests. When the debt is satisfied or the business relationship ends, a UCC Termination...

Read More
front facade of US Post Office building

Serve Preliminary Notices via Certified Mail

Serving a preliminary notice correctly is one of the most important steps in the preliminary notice process and in protecting your mechanic’s lien...

Read More
ncs credit and NetNow logos on construction background

NetNow Partners with NCS Credit

NetNow Partners with NCS Credit to Integrate Construction Notice & Waiver Management Solutions into Its Product Suite Cleveland, OH — November 2025 —...

Read More
computer on desk with proof of claim 410 filing example on screen and ncs halo logo

What Is a Bankruptcy Proof of Claim?

A bankruptcy proof of claim is a formal document that allows a creditor to assert a right to payment in a bankruptcy case. It identifies how much is...

Read More
Woman Smiling with Laptop on desk

Lien Waiver Process with Automation and Expert Oversight

Managing lien waivers can be complicated and time-consuming. Construction projects involve multiple invoices, progress payments, and stakeholders....

Read More
man in factory taking inventory of boxes with clipboard next to generic factory

Understanding UCC Filings: Top Questions Answered

When it comes to protecting your company’s receivables, UCC filings are one of the most effective tools available. Whether you’re supplying...

Read More