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NCS Credit Blog

Stay up to date with the latest articles on Collections, Notice & Mechanic's Liens, UCC Filings, and Industry Trends for your business.

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Differences Between Conditional & Unconditional Lien Waivers

Conditional lien waivers protect your rights until payment is received and cleared. Unconditional lien waivers release your rights as soon as you sign them. Lien waiver enforceability and required language can vary by state.

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How to Secure Credit with UCCs as Default Rates Rise

What's Happening with Rising Business Defaults If you extend credit to other businesses, the economic landscape right now is worth paying attention...

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A Quick Guide to Mechanic's Lien Rights in Canada

Let’s Talk Mechanic’s Lien Rights in Canada Over the last few years, several provinces in Canada have modernized or proposed amendments to their...

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Canadian Construction Projects: Federal & Provincial Law

Canadian Construction Project Types If you are furnishing to a construction project in Canada, you follow steps to secure mechanic’s lien or bond...

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Know Your Customer. Protect Your Cash Flow in Any Economy

Why February Is the Right Time to Strengthen Credit Relationships In today’s economic climate, knowing your customer is not optional. Rising...

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Why Waiting Until the 15th Risks Texas Lien and Bond Rights

Texas construction deadlines are strict. When notice timing slips by even one day, mechanic’s lien and bond claim rights can be lost. For many credit...

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USPS Postmark Changes and Preliminary Notice Deadlines

Your mechanic’s lien and bond claim rights depend on compliance with statute, and compliance depends on accuracy and timing. Preliminary notices and...

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Lien Index Q4 2025

Lien Index Falls 7 Points (13%) to 48 from Revised Q3 Score of 55, Dropping Below Neutral for First Time Since Q1 2023 How to Read the Lien Index The...

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Lien Waivers in Construction: The 4 Primary Types

Lien Waivers in Construction Lien Waivers are common in construction credit. Project owners will often require lien waivers from contractors,...

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What Is a UCC Termination and How to Avoid Costly Errors

Businesses rely on UCC filings to protect their security interests. When the debt is satisfied or the business relationship ends, a UCC Termination...

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