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NCS Credit Blog

Stay up to date with the latest articles on Collections, Notice & Mechanic's Liens, UCC Filings, and Industry Trends for your business.

6 min read

Texas Preliminary Notices Are for Non-Payment

Understanding Texas Notice Cycles for Lien and Bond Rights That’s an odd title, right? “Texas Preliminary Notices Are for Non-Payment.” It may sound odd, but for good reason. In most states, preliminary notices are proactive and the first step in...

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3 min read

Lien Index Q2 2025

Lien Index down 2 points to 58 from revised Q1 score of 60. The Lien Index ended Q2 2025 at 58; an approximate 3% decline in activity from Q1 2025.

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2 min read

The Difference Between Consignment and Bailment

Are Consignment and Bailment the Same? Is Consignment a Form of Bailment? Consignment and bailment may seem similar, but they’re not the same. Both...

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2 min read

Purchase Money Security Interest and Super-Priority

The Value of UCCs: Beyond Basic Protection Let’s say you supply $250,000 worth of goods to your customer. If your customer defaults or files for...

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3 min read

Business Bankruptcies Are Rising; Time to Protect Your A/R

The Bankruptcy Wave Isn’t Coming… It’s Already Here. According to Epiq AACER and the American Bankruptcy Institute, commercial Chapter 11 filings in...

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3 min read

Lien Index Q1 2025

NCS Credit’s Lien Index Ends Q1 2025 at 55, Down 8% from Q4 Lien Index down 5 points to 55 from revised Q4 score of 60*. Mechanic’s Lien activity has...

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2 min read

UCC Filing Myths

The 6 Myths of UCC Filings: Big Foot, a Unicorn, and a UCC Financing Statement No, wait – not the right joke. Let’s try again. Big Foot, Unicorns &...

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1 min read

Construction Litigation Attorney

When to Use an Attorney Who Specializes in Construction Litigation Selecting the right attorney has a substantial impact on your ability to secure...

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3 min read

Payment Protection Rights for Los Angeles Wildfires

California Mechanic’s Lien and Bond Claim Rights: Rebuilding After the Wildfires To say the Los Angeles wildfires were devastating is an...

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4 min read

Reduce the Need for Collections with UCC Filings

Filing UCCs Will Reduce the Need to Place Accounts for Collections Did you know UCC filings reduce collection needs? It’s true. How? Well, Article 9...

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