Get Paid.
Be a Credit Hero.
Repeat.
NCS Credit provides end-to-end business credit services that protect your accounts receivable with the legal tools you need to get paid – FAST.


Your commercial debt recovery partner
You need to get paid, and NCS Credit has been helping businesses do just that for more than 50 years. We have the information and trusted expertise you need to secure receivables, minimize credit risk and maximize profitability.
Whether you need us to tailor a solution to fit your needs, or you simply wish to leverage our five decades of credit wisdom as a resource, we’re here to help. Whatever it takes to get you paid.
Commercial collections…simplified
Past-due accounts can have a serious impact on your bottom line. Mitigate problems with your business-to-business receivables with access to our nationally recognized in-house attorneys, paralegals and collectors focused on commercial debt recovery.
Learn MoreIn-house experts
24/7 access
Fully bonded
Professional and credible
Successfully and accurately navigate Article 9 of the Uniform Commercial Code
Our UCC Services include UCC filings, monitoring services, and a recovery program that protects you if your customer defaults or files for bankruptcy.
Learn MoreFlat fees
24/7 access
Range of filings
International security
Billions in receivables protected for our construction clients
Partner with the construction credit industry’s national leader in the serving of notices and filing of mechanic’s liens and bond claims.
Learn MoreNotice & Mechanic’s Lien Specialists
24/7 access
Legal tools
National expertise
Knowledge, support and education in a range of complementary fields
Partner with industry thought leaders and make the best financial decisions possible for your company.
Learn MorePublic records search
Bankruptcy tools
Credit reporting
Improve your Cashflow calculator
Collection expertise, tools and programs specific to your industry
Your accounts are unique. We get that. With decades of knowledge managing collections for manufacturers, construction suppliers, food distributors and energy providers, we also know that industry-specific expertise gets the job done faster and more cost-effectively.
Construction
Billions of dollars protected over half a century of working with construction suppliers.
Food Distributors
Expert help with protecting accounts receivable in the food distribution industry.
Energy
A nimble and thorough understanding of recovery in the ever-changing energy industry.
How we’ve helped others
Read Case Studies-
Jen Martin, Director of CreditCarter Lumber Company
- Notice & Lien
NCS has not only provided us with the tools to stay on top of our lien rights but has also handled the filing and collection of lien claims with professionalism and care. We’ve always appreciated how accessible and responsive the NCS team is — from their administrative staff and technology experts to their lien department and in-house legal consultants. No matter the time or question about construction liens, bond claims, or lien laws, someone knowledgeable is always just a phone call away, ready with clear answers and practical solutions.
As Director of Credit at Carter Lumber, I can wholeheartedly recommend NCS and their outstanding team to any company looking to better protect receivables and boost profitability. Their expertise and friendly approach truly make them a valued partner in our success.
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Kevin Lake, ICCE, Corporate Risk ManagerHitachi High Technologies America, Inc.
- UCC
Using the Corporate Monitoring service NCS has been providing, our company has already identified two accounts with open credit limits which could have resulted in material losses: First, a $100,000 open credit limit and open accounts receivable. NCS identified the account as inactive with the State. Subsequent conference calls with the CFO of our customer found that the customer was “very close to running out of cash and it is unlikely to be funded further by outside investors.” Given such dire status provided verbally as well as the State standing, we reduced the limit to $0. Second, a $250,000 open credit limit. NCS identified the account as inactive with the State. HTA had no open exposure and decided to reduce the limit to $0 until the business returns to active status or until a sufficient explanation can be provided. As a general rule, HTA does not do business with companies that are inactive with the State without sufficient explanation and understanding.

Customized resources.
Trusted partnerships.
Your situation is unique. When you partner with NCS Credit, we evaluate your specific situation and focus on generating customized solutions to fit your budget and organizational requirements.
We want to know your issues and concerns so we can give you the best value for protecting your money.
Proudly, the majority of our clients consider NCS Credit a strategic partner. We aim for long-term relationships.
What sets us apart?
We’re here to back you up, and get you paid.
Empowering heroes
Multiple solutions
Decades of experience
“One size fits one” approach
Online Service Option
Flat Fees
Most Recent Resources
Purchase Money Security Interest and Super-Priority
Alec Papesch on The Credit Line Podcast
Alec discusses the role of technology in credit management and the future of the credit profession.