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lien index
Lien Index
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NCS Credit Lien Index 2022 Q4

The Lien Index increased 3 points in Q4 2022 to 47, a 7% increase over Q3 2022 and 34% increase year over year. Throughout the last year, economists warned of the toll of high interest rates and possibility of recession, and we are now beginning to see significant signs of slowdown ahead.

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White Paper
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NCS Credit Lien Index 2022 Q3

The Lien Index increased 4 points in Q3 2022, an 11% climb over Q2 2022. As expected, Q3 mechanic's lien activity rose 11% over Q2, and activity remained lower than Q1, which peaked at 43. We anticipate the Index will increase 2%-5% in Q4. Download the full report for details.

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White Paper
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NCS Lien Index 2022 Q2

The Lien Index decreased 8 points in Q2 2022, a 19% drop over Q1 2022. Despite the significant drop in mechanic's lien filings in Q2, the overall activity level is average for this time of year; nearly no change year over year.  In fact, the anomaly over the last 18 months was Q1 2022, when mechanic's lien activity hit its highest point since Q3 2020. Download the full report for details.

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Infographic
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What Is a UCC-3 and Why Would You File One?

A UCC-3 can wear many hats. It can be used to continue, amend, or terminate your UCC filing. It can also be used to assign your interest to another secured party.

Check out this infographic to learn more about the UCC-3 and the role it plays in your security interest.

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White Paper
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NCS Lien Index 2022 Q1

The Lien Index's rate of increase slowed from an adjusted +22% in Q4 2021 to +13% in Q1 2022. Although the rate of increase declined, mechanic’s lien activity increased nationally, as expected. Inflation adds tremendous strain, piling on to existing frustrations surrounding material and labor shortages and supply chain issues. Download the full report for details.

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Infographic
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17 Common Words in Mechanic's Liens and Construction Credit

Every business has its own keywords, phrases, and acronyms. Here are some of the most common terms you may hear in mechanic's liens & construction credit.

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Infographic
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Texas Mechanic’s Lien Statute Changes 2022

Here's a look at the Texas statutory changes effective for general contracts executed on or after January 1, 2022.

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Infographic
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Furnishing Dates and Your Mechanic's Lien Rights

Notice, mechanic's lien/bond claim, and suit deadlines are frequently calculated from your first furnishing date, last furnishing date, and/or the date of entire project completion.

Are you serving preliminary notices, filing mechanic's liens, and serving bond claims? Make sure you know your furnishing dates!

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Video
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Is the Project Private, Public or Federal?

In this NCS Extra Credit installment, Nadia Grabowski (Notice & Lien Specialist) discusses the importance of identifying the correct project type.